UPI ID formats from each bank’s own website, checked

Your card’s UPI ID.

Pay your credit card bill from any UPI app. Pick your bank, add your mobile number and card digits, and get the exact UPI ID your bank publishes, with a QR code to scan.

  • Runs in your browser
  • Nothing is saved or sent
  • Only bank-published formats
Your card’s bank

Bank not here? It doesn’t publish a UPI ID for card payments. See other ways to pay.

The mobile number registered with your card.

Adds the amount to the QR code and payment link. Leave it empty to type it in your UPI app.

How to pay with it

  1. Copy the UPI ID or scan the QROn a computer, scan the QR with your phone’s UPI app. On a phone, copy the ID or open it straight in your app.
  2. Check the payee nameBefore you enter your PIN, your app shows who the money goes to. It should be your card’s bank. If it isn’t, stop.
  3. Pay from your bank accountEnter the amount and your UPI PIN. Keep the UPI reference number until the payment shows on your card.

Banks without a UPI ID

These banks don’t publish a UPI ID for card bill payments, so there’s nothing safe to generate. Most are on Bharat Connect, so you can pay from the credit card bill section of your UPI app. Each bank’s NEFT and IMPS details are on the pay page.

Questions people ask

Is it safe to type my card number here?

The UPI ID is put together in your browser. What you type isn’t saved, sent anywhere or added to the page link. ICICI Bank, Axis Bank and AU Bank use the last 4 card digits in their published formats; Equitas Bank uses the last 6. SBI Card, IDFC FIRST Bank and American Express require the full card number for their UPI IDs. All details stay in your browser.

Which UPI app can I use?

Use a UPI app that supports paying to a UPI ID from your bank account. Before authorizing the transaction, confirm that the recipient details match your card issuer. If they do not, stop and use the bank’s official payment channel.

How long until the payment shows on my card?

UPI payments often reach the issuer quickly, but the time to reflect on your credit card account can vary by bank. Check the posting information shown below the QR code and avoid paying at the last minute.

Can I share the QR code with someone who pays for me?

The QR only receives money into your card, but it contains your mobile number and part or all of your card number. Share it only with people you trust. Amex accepts payments only from the primary Cardmember’s own account.

Why isn’t my bank listed?

This tool only uses UPI IDs that the bank itself publishes. UPI ID formats shared on forums aren’t added until the bank confirms them, because money sent to a wrong ID can be hard to get back.

More free tools

Pay your card billNEFT, IMPS and UPI details for 26 banks, with how long each method takes. No-Cost EMI CalculatorThe interest, GST and fees behind a No-Cost EMI, against paying in full. Bank support directoryHelplines and escalation contacts if a payment doesn’t reach your card.

UPI ID formats come from each bank’s own website or documents, read on 13 and 14 Oct 2026; the source is linked when you pick a bank. Banks can change them, and the payee name your UPI app shows is the final check. Independent and not affiliated with any bank or NPCI. This page doesn’t store or send what you type.