Offer details
- Valid
- 11 Oct 2026 to 20 Oct 2026, 11:59 pm IST
- Maximum benefit
- ₹1,500 per card, once per campaign
- Minimum spend
- At least 3 transactions of ₹9,999 each
- Who can use it
- PNB credit cards; co-branded cards are excluded
Punjab National Bank is running a festive cashback campaign on its credit cards from 11 to 20 October 2026, covering Navratri and Dussehra.
How to qualify
- Make at least 3 transactions of ₹9,999 each on your PNB credit card during the campaign period, so at least ₹29,997 in total.
- The cashback is capped at ₹1,500 and is given once per card in the campaign.
- Co-branded PNB cards are not eligible.
When the cashback arrives
PNB credits the cashback after the campaign ends or in the next billing cycle, whichever is later. If an order, or part of one, is cancelled, the offer no longer applies and any cashback already credited is reversed.
What doesn't count
The terms block these merchant categories: fuel, rent, insurance, education fees, government payments and taxes, donations, betting and gambling, money transfers, cash and cash-like transactions, securities brokers, and stored-value card loads (MCC 6540). If a merchant's purchase isn't coded under an eligible category, it may not qualify.
Gift shops (MCC 5947) are not on PNB's blocked list. That's my reading of the terms, not a statement from PNB, so check how your merchant is coded before relying on it.
PNB can withdraw the offer at any time, and its decision is final. Read the full terms below before you spend.
On this site
Sources
Offers can change or end early; the official terms always win. This site is independent and not affiliated with Punjab National Bank or any other bank. Nothing here is financial advice.